Fifth Third Auto Financing: Find Out How to Get Your Car

06/27/2025 • Yago Dias • Loans

Are you in the market for a new or used vehicle and considering your financing options?

Fifth Third Auto Financing might be the perfect solution for you.

This comprehensive auto financing program is designed to cater to diverse customer needs by offering a range of flexible loan terms and competitive rates.

In this guide, we will dive into the details of Fifth Third Auto Financing.

Well explore the benefits of this loan program, examine its pros and cons, and provide answers to frequently asked questions.

Whether youre familiar with auto loans or just starting your journey into car ownership, this thorough review will help you make an informed decision.

What sets Fifth Third apart from other financial institutions? Let’s find out.

Offers flexibility with loan terms from 12 to 75 months.
Allows for co-applicants to enhance loan qualification potential.
Provides a 0.25% APR discount with autopay.
Covers a wide range of loan amounts from $2,000 to $80,000.
Same-day funding available upon closing.
Access to online financial calculators for better planning.

With robust features tailored to a variety of needs, Fifth Third Auto Financing can be an excellent option for prospective car owners seeking reliable financing.

Exploring the Benefits of Fifth Third Auto Financing

Fifth Third Auto Financing shines because of its diverse offerings and customer-centric benefits that cater to a wide range of borrowers.

Here’s what you can expect from their auto financing options:

Flexible Loan Terms

Enjoy the flexibility of selecting loan terms ranging from 12 to 75 months, allowing you to tailor your payments and pay-off term to your financial situation.

Co-applicant Option

Including a co-applicant can enhance your ability to secure better loan terms, making this a beneficial option for many borrowers.

0.25% APR Discount

Borrowers who choose to set up automatic payments through their checking or savings account can benefit from a 0.25% discount on their interest rate.

Wide Range of Loan Amounts

Whether you need a small $2,000 loan or up to $80,000 for a pricier purchase, Fifth Third has you covered with their loan range.

Same-Day Funding

If you’re in a hurry, Fifth Third offers the convenience of same-day funding upon closing the loan deal.

Financial Tools

The bank provides various online calculators to estimate payments, compare loans, and assess affordability, making it easier to manage your finances.

Who Should Consider Fifth Third Auto Financing?

Fifth Third Auto Financing is designed to accommodate a broad spectrum of customers.

Here are some of the groups who might find their services particularly beneficial:

Individuals seeking a wide range of loan terms and amounts.
Borrowers looking for the benefit of a 0.25% interest discount through autopay.
Customers who prefer traditional bank interactions over digital processes.
Those looking for faster funding upon loan approval.
Borrowers planning to include co-applicants.

If these features align with your needs, Fifth Third Auto Financing could be a fantastic choice for your next auto loan.

Weighing the Pros and Cons of Fifth Third Auto Financing

Like any financial product, Fifth Third Auto Financing has its set of advantages and potential drawbacks.

Understanding these will help you decide if it’s the right choice for you.

Pros

Co-applicants Allowed
This flexibility may enable borrowers to qualify for more favorable loan terms.
Flexible Loan Terms
The range from 12 to 75 months caters to a variety of financial situations.
Interest Rate Discount
Receive a 0.25% APR discount when you set up an automatic payment plan.
Wide Loan Amount Range
Secure a loan from $2,000 to $80,000 to suit your specific needs.
Same-Day Funding
Get your funds quickly right after closing the loan.

Cons

No Preapproval
The absence of loan preapproval may be a disadvantage for some borrowers.
Origination Fee
An upfront origination fee is charged for each auto loan.},{
Lack of Online Application
All applications must be made in person, which may be inconvenient for some individuals.
Unclear Qualification Criteria
The lack of specific qualification information can be a barrier for potential applicants.

Why Tu Dinero Recommends Fifth Third Auto Financing

At Tu Dinero, we believe that the right auto financing can make a significant difference in your car-buying experience.

Fifth Third Auto Financing stands out because of its focus on flexibility and borrower-friendly policies.

With features like flexible loan terms and the option for co-applicants, Fifth Third empowers borrowers to tailor their financial plans to suit their individual needs.

Flexible loan terms from 12 to 75 months.
0.25% APR discount with autopay savings.
Wide range of loan amounts from $2,000 to $80,000.
Same-day funding available upon closing.

How to Apply for Fifth Third Auto Financing

Applying for Fifth Third Auto Financing involves visiting a local Fifth Third Bank branch.

Being prepared with the necessary documentation and understanding the terms will streamline your application process.

While online applications arent available, you can still benefit from in-person advice tailored to your financial situation.

Visit Official Website

Visit Your Local Fifth Third Branch.

Frequently Asked Questions about Fifth Third Auto Financing

Can I prequalify for a Fifth Third auto loan?

No, Fifth Third does not offer a preapproval option for their auto loans.

What credit score do I need?

Fifth Third does not publicly disclose a specific credit score requirement.

Are there any discounts available?

Yes, a 0.25% interest rate discount is available for autopay and refinancing non-Fifth Third loans.

What is the range for loan terms?

Loan terms range from 12 to 75 months, offering substantial flexibility.

What are the available loan amounts?

Loans can range from $2,000 up to $80,000.

Are online applications available?

No, currently Fifth Third does not support online applications for auto loans.

Is there an origination fee?

Yes, an upfront origination fee is associated with each auto loan.

Final Considerations

Fifth Third Auto Financing can be an excellent option for those seeking flexible and traditional auto loan services.

While the absence of online applications might be a setback for tech-savvy customers, the ability to include co-applicants and receive same-day funding can outweigh this disadvantage for many.

At Tu Dinero, we recommend weighing these factors to ensure they align with your personal finance goals.

About the Author: Yago Dias

Yago Dias’s mission is to bring readers closer to everyday financial decisions. At tu-dinero.org, he writes about budgeting, credit, and investments, showing that understanding money is the first step toward financial freedom.