Revolut Payment Link: The Full Guide

This guide explains how Revolut Payment Links work and when they make sense for your business.

You will learn the core features, pricing highlights, security and settlement details, and practical tips to get started.

Each section is concise and focused so you can find the information you need quickly.

• Create links in seconds with set amounts and currency.
• Share anywhere via email, SMS, social or QR codes.
• Accept 35+ currencies and multiple payment methods.
• Customize the payments page to increase conversions.

Use this guide to decide if Revolut Payment Links fit your workflow and budget.

How Revolut Payment Links Work

A Payment Link is a secure URL you create to request card payments from a customer.

• You set the amount, currency, and reuse limit when creating a link.
• You can customize the payment page with your logo and brand colours to help customers recognise you.
• Share the link via email, SMS, social media, invoice, or generate a QR code for in-person sales.
• Customers complete payment on a secure Revolut-hosted page using card, Apple Pay, Google Pay or other supported options.

Creation is fast and the link handles the payment flow so you do not need a full checkout system.

Supported Payment Methods

Revolut Payment Links accept a variety of payment options to meet customer preferences.

• Debit and credit cards including international and commercial cards.
• Mobile wallets such as Apple Pay and Google Pay.
• Bank transfers and local payment options where supported.
• Revolut Pay and digital wallets for seamless in-ecosystem payments.

Offering multiple payment methods reduces friction and helps close sales across customer types.

Who Should Use Payment Links

Payment Links are particularly useful for small and medium-sized businesses and freelancers.

• Freelancers who need occasional invoices and quick payments without a full checkout.
• Service providers sending payment requests by email or SMS.
• Market sellers and pop-ups using QR codes for instant checkout.
• Businesses selling internationally who want simple multi-currency acceptance.

They are less optimal for very high-volume e-commerce shops that need a tailored integrated checkout.

Pricing and Fees Overview

Revolut charges competitive processing fees for payment links but you should check your account tier for specifics.

• Online payments generally start from 1% + £0.20 per transaction.
• Link creation and customisation are free; you pay only when a payment is successful.
• Refunds are processed free of charge.
• Currency exchange fees may apply if you convert funds; timings and rates can affect cost.

Account plan fees and regional pricing can change your effective cost, so factor that into your decision.

Settlement and Limits

Understanding settlement timing and limits avoids surprises in cashflow.

• Funds typically land in your merchant account within 24 hours after successful payment.
• You can withdraw instantly into your Revolut Business account without additional fees once settled.
• Single payment links can have limits; check your plan for maximum amounts and reuse settings.
• Payout timing may vary with account tier and currency handling rules.

Plan for the settlement timing based on your payroll and supplier payment needs.

Why Tu Dinero Recommends Revolut Payment Links

Tu Dinero recommends Revolut Payment Links for businesses that need a simple, secure and fast way to accept payments without a full checkout.

The combination of quick setup, multi-currency support, and customisable payment pages delivers a practical solution for many small and medium businesses.

Revolut's settlement speed and transparent fee model make it a good option when you prioritise cashflow and clarity.

1. If you accept occasional or one-off payments, use Payment Links to collect funds quickly.
2. If you sell internationally, use Payment Links to accept multiple currencies without building extra infrastructure.
3. If branding and conversions matter, customise the payments page to make the experience consistent for customers.

Integrations and Developer Options

Payment Links can be used alongside Revolut APIs and business tools to streamline operations.

• Integrate with accounting tools and CRMs to automatically log payments and reconcile invoices.
• Business API options enable programmatic link creation for automated billing workflows.
• Use QR codes generated from links for quick in-person payments and events.

Developers can extend link functionality into existing systems for smoother operations.

How to Start Using Revolut Payment Links

Getting started requires a Revolut Business account and a Merchant account set up for your business.

• Follow the in-app onboarding to verify your business and set up a merchant profile.

• Create a Payment Link by entering the amount, currency and reuse limit and then customise the payment page.

• Share the link via your preferred channel or generate a QR code for in-person customers.

Common Issues and Troubleshooting

A few common friction points come up in practice and knowing them helps you respond quickly.

• If a payment is rejected, check card details and supported payment methods on the hosted page.
• If you face account blocks, respond quickly to verification requests to avoid prolonged holds on funds.
• If settlement timing differs, review your account tier and currency handling rules for exceptions.

Use the in-app chat support for the fastest route to problem resolution, and keep documentation handy.

Alternatives and When to Consider Them

Payment Links are great for many use cases, but other solutions may fit specific needs better.

• If you need a fully integrated checkout for high-volume e-commerce, consider a dedicated payment gateway.
• If you need the lowest possible card fees for high volume, compare specialised processors and plan pricing.
• If you need advanced dispute or merchant services, evaluate platforms that focus on enterprise workflows.

Choose the tool that balances fees, features and support for your expected transaction profile.

Final Considerations

Revolut Payment Links are a practical, secure and fast option for many small and medium businesses that need quick payment collection.

They offer multi-currency acceptance, branding options, and fast settlement, but you must weigh transaction fees and account eligibility.

For a clear and usable solution to request payments without a full checkout, Revolut Payment Links are worth testing according to your business needs, and Tu Dinero keeps monitoring their performance and pricing.